Loan options

Loan Programs

Explore purchase, refinance, investment, and specialty financing options. We’ll help you compare choices across 100+ lending partners and find the best fit for your goals.

Programs we help with

Every borrower is different. Here are common loan paths we can match to your scenario—then we’ll shop options and explain tradeoffs clearly.

Purchase

Conventional, FHA, VA, and other purchase options tailored to your budget, timeline, and down payment.

First-Time Buyer

Education-first guidance, down payment options, and a step-by-step plan from pre-approval to closing.

VA Loans

For eligible service members and veterans—review entitlement, funding fee, and ways to optimize your benefits.

Self-Employed Buyers

Bank statement and alternative documentation options designed for entrepreneurs and 1099 income.

Refinance

Rate/term or cash-out strategies based on your goals, break-even timeline, and long-term plan.

Investment Property

Investor-friendly options including DSCR, fix & flip, and bridge financing for speed and flexibility.

How to choose

What we compare for you

Monthly payment & cash to close

We review principal/interest, mortgage insurance, taxes/insurance estimates, and total cash needed at closing.

Rate, APR & break-even

We’ll explain how APR differs from rate and help you evaluate costs against your time horizon—especially for refinances.

Guidelines & documentation

Income types, credit, assets, and property details all matter. We’ll map what’s needed and keep it organized.

FAQ

Loan program questions

General education only—guidelines vary by lender and can change. For a personalized scenario review, reach out anytime.

Apply Now

Ready to compare your options?

Start your application online, or contact Mozelle for a quick conversation about your goals and next steps.