Buy
Investment property financing—built for your strategy
Whether you’re buying your first rental or expanding a portfolio, we’ll compare options across 100+ lending partners and help you choose a loan that fits your cash flow, timeline, and long-term plan.
What to expect
A clear path from offer to closing
Loan options
Common investment loan paths
Every investor’s situation is different. Here are a few popular routes—then we’ll tailor the details to your property, timeline, and documentation.
Investment property FAQs
Quick answers to common questions. For specifics, we’ll review your scenario and lender guidelines together.
How much down payment is required?
It depends on the loan type, property type, and your overall profile. Many conventional investment loans require a larger down payment than owner-occupied financing.
Can I use projected rent to qualify?
Some programs allow rental income to be considered, and DSCR loans may focus primarily on the property’s cash flow. We’ll confirm what’s acceptable for your property and lender.
Do I need reserves?
Often, yes. Many investment programs require liquid reserves (cash or eligible assets) after closing. The amount varies by loan and property type.
Will the property need an appraisal?
Most loans require an appraisal. If the property needs repairs, we’ll discuss options and whether a renovation or short-term product is a better fit.
How fast can we close?
Timelines vary by program, documentation, and appraisal. If you’re under a tight contract deadline, tell us early so we can prioritize the best-fit path.
Do you guarantee rates or approvals?
No. Rates and approvals depend on lender guidelines, credit, income/asset documentation, and property details. We’ll provide clear options and explain tradeoffs so you can decide confidently.