Invest
Financing built for real estate investors
DSCR, Fix & Flip, and Bridge loans designed for speed, flexibility, and clear next steps—backed by access to 100+ lending partners across AL, AR, CA, GA, FL, OH & TN.
Programs
Investor loan options
Choose a program that matches your strategy. Not sure where to start? I’ll help you compare options and structure the best fit.
Why Brick
A smarter way to fund deals
Investor financing FAQs
Every deal is different. These answers cover common questions—then we’ll tailor the details to your property and goals.
What is a DSCR loan?
A DSCR (Debt Service Coverage Ratio) loan is typically underwritten using the property’s rental income compared to the monthly housing payment, rather than your personal income.
Do I need a certain credit score?
Minimums vary by lender and program. If your credit is improving, we can often find options and map out steps to strengthen your file.
How fast can we close?
Timelines depend on the program, property, and documentation. Bridge and investor products are often designed for speed, and we’ll set expectations up front.
Can I finance rehab costs for a flip?
Many Fix & Flip programs allow funds for renovation through draws, based on the scope of work and after-repair value (ARV) review.
Do you work in my state?
Brick Mortgage Solutions serves clients in AL, AR, CA, GA, FL, OH, and TN. If you’re outside these states, we can discuss referral options.
Will you guarantee a rate or approval?
No. Rates and approvals depend on market conditions, lender guidelines, and your full application. We’ll provide transparent options and disclosures as you shop.