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Fix & Flip financing built for speed
Fund your purchase and renovation with a loan designed for investors—so you can close confidently, renovate efficiently, and sell or refinance on your timeline.
Why it works
A smarter way to fund a flip
Fix & Flip loans are built around the project—not just the borrower—so you can move quickly and keep cash available for the work that adds value.
Fast, investor-friendly process
Streamlined documentation and clear next steps so you can focus on the deal.
Purchase + rehab options
Structure financing to cover acquisition and renovation costs when eligible.
After-repair value focus
Loan sizing may consider the property’s projected value after improvements.
Flexible exit strategies
Sell for profit or refinance into a longer-term investment loan when it fits.
Access to 100+ lenders
As a broker, Mozelle can shop multiple programs to find the best fit.
Guidance from start to close
Clear communication, realistic expectations, and a client-first approach.
How Fix & Flip financing works
Every lender’s guidelines vary, but most Fix & Flip loans follow a similar flow—from evaluating the deal to funding draws for rehab.
01
Share the property and scope
Send the address, purchase contract (if available), and a basic rehab budget so we can size options.
02
Review terms and documentation
We’ll compare programs, outline required docs, and set expectations for timeline and costs.
“If you bring the deal, I’ll bring clarity. My job is to help you understand the numbers, the process, and the options—so you can move forward with confidence.”
03
Close and start the project
Close on the purchase, then begin renovations. Many programs fund rehab through draws as work is completed.
04
Exit: sell or refinance
When the project is complete, choose the exit that best supports your goals and cash flow.
Fix & Flip FAQs
Common questions investors ask when exploring short-term financing for renovations.
What can Fix & Flip funds be used for?
Typically for purchasing a property and eligible renovation costs. Specific uses depend on the lender and project scope.
Do I need experience to qualify?
Some programs prefer prior flips, while others consider strong reserves, a solid contractor plan, or a qualified team. We’ll match you to the right fit.
How are rehab funds disbursed?
Many lenders use a draw process—funds are released in stages after inspections confirm completed work.
How quickly can I close?
Timelines vary by lender, documentation, and appraisal/inspection scheduling. We’ll prioritize programs that match your closing date.
Can I refinance after the flip?
Often, yes. If you plan to keep the property, we can explore options like DSCR or other long-term investment financing.
Are rates and terms guaranteed?
No. Rates, fees, and terms vary by lender and borrower profile and can change. We’ll provide a clear quote once your scenario is reviewed.