Buy
Mortgage options for self-employed buyers
If you’re a business owner, contractor, or 1099 earner, qualifying can feel confusing. I’ll help you document income clearly, choose the right loan, and move forward with confidence—without overpromising.
Clarity
What lenders look for
A simple path to approval
Self-employed loans don’t have to be stressful. Here’s how we’ll work together from first call to closing.
01
Quick discovery call
We’ll talk through your business type, how you’re paid, your timeline, and the home price range you’re targeting.
02
Income and document plan
You’ll get a tailored checklist (W-2, 1099, K-1, Schedule C, business returns, bank statements—only what applies).
“Mozelle made the process feel clear and manageable. I always knew what was next.”
03
Loan options and strategy
We’ll compare programs and choose the best fit for your goals—purchase price, down payment, and monthly comfort.
04
Underwriting to closing
I’ll stay proactive with your lender and realtor so conditions are handled quickly and you’re ready for closing day.